Housing inventory is at an all time high. How can you help your property stand out from the crowd? A new coat of paint, spruce up the landscaping, fix that broken shutter, put half of your furniture in storage. These are all great ways to physically improve your property and appeal to more buyers. But what if there was another creative way to increase the pool of potential buyers for your property? Would you give it a try?

Consider offering to fund a 2-1 temporary buyer down of your potential buyer's interest rate. let me list some of the advantages for your buyer.

1. Safety of a low 30 Year Fixed Rate mortgage.

2. The first year rate would be 2% below the note rate, the second year rate would be 1% below the note rate and years 3-30 would be at the note rate. The length of the buy down period would depend on the amount the seller was willing to contribute and the lender's guidelines regarding sales concession limits.

3. No risk of paymetn changes tied to a flucuating index as in adjustable rate loans.

4. Increased affordability while buyers ramp up slowly to their note rate.

The adavntage for you, the seller, is that you have just created a way to set your property apart from others that may be similar in style and price. You've just given your property financial curb appeal.